Safety Group Insurance Program
Since 1974, the Iowa Association of School Boards® has collaborated with
Jester Insurance Services, Inc., and EMC Insurance Companies to bring Iowa schools a comprehensive and competitive insurance program. Expansions and improvements are made regularly to meet the ever-changing needs of school districts and to keep pace with educational changes, laws and regulations.
Safety Group Insurance Program Overview
- Serving Iowa’s public schools since 1974
- Exclusive to IASB members
- Enduring partnership between EMC, Jester Insurance and IASB
- Provides stability, competitive pricing, broad coverage and potential for a dividend
- Over $100 million in dividends returned to districts
- School-specific on-site and online loss control services available from EMC: https://www.emcinsurance.com/losscontrol
- Primarily insured with EMC, an Iowa-based carrier
- EMC is regulated by the Iowa Division of Insurance
- Districts can work with the local agents within their communities
- Expenses are kept below national averages
- Each district has its own separate policy with coverage and limits designed to meet its individual needs
- Wide range of optional coverages available to suit the individual needs of each district.
Risk Control Services
The following is an outline of some of the risk control services offered by EMC. EMC can work individually with any district on services to meet their risk management and safety needs.
- Risk Assessment
- Employee Safety
- School Liability
- Building Management
- Fleet Safety
- Employee Injury Management Services
- EMC OnCall Nurse
- Return to Work
- Prework Screening
- Industrial Hygiene Services
- Vendor Partnerships
- Curated vendor partnerships focused on proactive risk mitigation through industry recognized resources
EMC Web-Based Services
Dedicated school specific industry resources.- School Newsletter: School specific content co-branded with Jester Insurance dedicated to Iowa schools.
- School Safety Program Templates: Use our pre-built templates to plan for all types of hazards and emergencies.
- Tech Sheets: Download detailed tech sheets on specific safety topics to share with your staff.
- Emergency Preparedness Training: Prepare your staff for emergencies with our recorded scenarios, created in partnership with Safe Havens International.
Advisory Committee
The Safety Group Advisory Committee represents the comprehensive property, casualty, and workers’ compensation insurance needs of IASB member participants of the safety group program. For more information, email Heather Hulen or call (515)-247-7063.
Safety Group Toolkit
Local Insurance Agent Expectations—This document can help members understand and establish expectations regarding the types of services districts should receive from their local insurance agent. We encourage members to have a conversation with their local agent regarding these expectations, including a discussion of whether or not the district feels their specific needs and expectations are being met.
Local Property and Casualty Insurance Agent Request for Proposal (RFP)—Member districts are free to select any independent insurance agent to utilize as their local agent. In the event a member district would like to select a new agent or simply evaluate multiple potential agents, the local RFP will help members make an objective evaluation and an informed decision. This RFP is a template and can be adapted to meet the specific needs of your school district.
 | For more information about the Safety Group Insurance Program, email Heather Hulen or call (515) 247-7063. |
6000 Grand Ave., Ste. A
Des Moines, IA 50312
(515) 288-1991
© 2017–26 Iowa Association of School Boards®
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